PNB Global Gold Credit Card

• Card Security - PNB and its staff never ask cardholders for their card number, expiry date, CVV, OTP, or password; cardholders should never share these details over a call or email.

Benefits of PNB Global Gold Credit Card

• Add on Cards - When you apply for a PNB Global Gold Credit Card, you can avail up to 2 add- on cards for your parents, children who are more than 18 years old and your spouse. Through the use of these Add on cards they will also be able to enjoy the benefits offered by a PNB Global Gold Credit Card.
• Utility Bill Payment Facility - Cardholders can make use of this facility in order to pay their utility bills such as phone bills, electricity bills, etc. using their PNB Global Gold Credit Card.
• VISA Bill Pay - Cardholders can easily pay off their bills by using the VISA Bill pay service.
• Hotel Benefits - PNB Global Gold Credit cardholders avail a discount of 10 to 25 percent on hotel rooms, Food and Beverages at Sarovar Hotels.
• Ayurvedic Benefits - PNB Global Gold Credit cardholders can avail a discount of 10 percent on the MRP at Kairali Ayurvedic Group outlets.

PNB Global Gold Credit Card Fees and Charges

PNB Global Gold Credit Card Eligibility Criteria

• Educational Qualification - To qualify for a PNB Global Gold Credit Card, an individual should have passed 10^th standard at least
• Age Requirements - An individual must be 21 years to 65 years old to qualify for a primary card. The age requirement for an Add on card is 18 years to 65 years of age
• Income Criteria -
  • Salaried employees need to earn a minimum of Rs.250000 per annum in order to be eligible for this card
  • Businessmen or self- employed individuals or professionals need to earn a minimum of Rs.200000 per annum in order to be eligible for this card
• The applicant must be an Indian resident or he/she must be employed within the city limits of the area where the bank’s branch is located
• The applicant must be in banking relations with PNB Bank for a minimum of six months, having a good record in order to qualify for a PNB Global Gold Credit Card

Required Documents for PNB Global Gold Credit Card

• Proof of Residence - The applicant has to provide proof of his address by providing any of the following documents -
  • Bank Account Statement
  • Telephone Bill
  • Electricity Bill
  • Letter from Employer
  • Letter from a recognized public authority approved by the bank

These documents should not be more than 3 months old.

• Identity Proof - The applicant has to also provide documents which prove his identity. He or she can provide any among the following documents -
  • Voter's Identity Card
  • Passport
  • PAN Card
  • Identity Card
  • A letter from a recognized public servant or public authority approved by the bank. This letter should verify the applicant’s identity and residence
  • Driving License
• Income Proof - The applicant has to provide a copy of Income Tax Return or Form 16 or Salary Certificate as proof of income.
• PAN Card - The applicant has to provide a self- attested copy of his or her PAN Card or Form 60/61 along with photo.

Summary

The PNB Global Gold Credit Card is a VISA-powered card from Punjab National Bank built for everyday shopping, travel, and dining, offering reward points, add-on cards, and an EMI facility as its core benefits. It is best suited to applicants who already maintain a banking relationship with PNB and meet the income, age, and residency criteria listed above. Compare the fees and charges carefully before applying, since several figures on this page are pending verification against PNB's official fee schedule. 

Credit cards make payments easy for all expenses online and offline while offering various benefits

Find a Card >>