Paying an Axis Bank credit card outstanding bill is an easy task now with Axis Bank offering various online and offline solutions. You can choose any mode of payment that is convenient for you and pay your bills by the due date.
Here you will find all the possible online and offline Axis Bank credit card bill methods along with the payment procedure.
How to Make Axis Bank Credit Card Payment Online
Axis Bank provides various online avenues for account holders to pay their bill with ease at any time, any place.
Axis Bank Credit Card Bill Through Internet Banking
This is one of the most popular and convenient ways of making Axis Bank credit card payment. Just follow the steps listed below.
Log into the Axis Internet Banking account.
Go to Credit Cards.
Choose the credit card
Click on 'Pay Now'
Choose the account that has to be debited
Enter the amount you want to pay
Click on 'Proceed'
Payment Of Axis Bank Credit Card Bill Through Mobile Banking
To make payments using mobile, you must log in to your mobile banking account and select the credit card number under the accounts section.
Log into the Axis Bank app (SMS MBANK to 5676782 for link that can be used to download the app)
Go to Credit Cards.
Choose the credit card
Click on 'Pay Now'
Choose the account that has to be debited
Enter the amount you want to pay
Click on 'Proceed'
Using NEFT
To pay through this option, log in to your internet banking facility and opt for the NEFT payment. Enter the following details in their respective fields
You can easily pay your outstanding amount by sending an SMS from your registered mobile number. The payment will be made in real-time to your card account.
The SMS Payment facility is available for payments of Rs.5,000 or below, with a daily payment limit of Rs.5,000.
The SMS must be sent in the following format - CCP last six digits of the Axis Bank Saving account or Current Account number Amount to be paid last four digits of the credit card number.
Send the SMS to 5676782.
Bill Payment via PhonePe
Open the PhonePe app on your smartphone.
Select 'Credit Card Bill'. The option can be found under the 'Recharge & Pay Bills' section.
Axis Bank provides various avenues for account holders who wish to pay their bill through offline methods.
Pay Axis Bank Credit Card Bill Through Cheque/Draft
A cheque or draft can be drawn in the favour of 'Axis Bank Credit Card number', which should be dropped at any Axis Bank branch.
The cheque should be dropped five days before the due date and should not be a post-dated cheque.
The time taken to clear an Axis Bank cheque is one working day. Other bank cheques will be cleared in three to five working days.
Through Cash Payment
You can make cash payments at Axis Bank branches, with the clearance being made the very same day.
A service fee of Rs.100 will be charged for cash payments.
Auto Debit Of Axis Bank Credit Card Bill
You can pay the minimum amount due or the total amount due through your Axis Bank current or savings accounts using the Auto Debit facility.
You can fill in the Auto-debit form and send it to the Credit Card Customer Service address of Axis Bank to register for this service. The payments are done on the same working day.
ATM Payments
Payments can be done at Axis Bank ATMs using Axis Bank Debit Cards. You can pay the minimum amount due or the total amount due using Axis Bank ATMs.
The account that has been linked to the Axis Bank ATM card will be debited with the payment amount. The clearance for ATM transactions happens on the same working day.
Through NEFT At Axis Bank Branch
You can visit your nearest Axis Bank branch and use the NEFT details mentioned above to pay your Axis Bank credit card outstanding.
Axis Bank Credit Card Payment Options For Non-Axis Bank Account Holders
Axis Bank provides various online avenues for non-Axis Bank account holders to pay their bill with ease at any time, any place.
Via Net Banking
You can use the net banking facility of your non-Axis Bank account to pay the dues on your Axis Bank credit card. However, you need to register the Axis credit card on the net banking facility to be able to make the payment.
Log in to the net banking facility of your non-Axis bank net banking facility.
Go to the credit cards tab, select your Axis Bank card and make the payment.
Via Mobile Banking
If you have your Axis Bank credit card registered on your non-Axis bank mobile banking facility, you can just log in to your account and pay the dues on the card.
Log in to your non-Axis bank mobile banking account.
In the credit card tab, select your registered Axis Bank credit card and choose to make the payment after entering it in the payment field.
Check with your savings or current account bank for more details.
Through NEFT
To pay through this option, log in to your internet banking facility and opt for the NEFT payment.
Enter the following details in their respective fields.
Beneficiary Name
Name as on Credit Card
Beneficiary Bank Name
Axis Bank
Beneficiary Branch Name
Mumbai
Beneficiary Account Number
Your 16-digit Credit Card number
IFSC Code
UTIB0000400
Using IMPS
You can also use the Immediate Payment Service (IMPS) to pay your outstanding credit card bills.
Log in to your non-Axis Bank net banking or mobile banking account.
Go to the funds transfer tab and select IMPS funds transfer.
Add your Axis Bank credit card as the beneficiary and complete the payment.
Visa Money Transfer
You can also pay your Axis Bank credit card bills through the Visa Money Transfer service. Visa debit cards or net banking services can be used to facilitate a Visa Money Transfer.
You can drop the cheque in any Axis Bank drop box.
Cash Payment
You can also visit any Axis Bank branch and pay your credit card dues in cash.
You would be charged a certain fee for the processing of the cash payment.
Auto Debit
You need to contact your non-Axis Bank to check if they have the facility of auto debiting your savings or current account every month for payment of your Axis Bank credit card account.
1.Are credit card payments done using Axis Bank net banking service secure?
Yes, Axis Bank customers can rest assured that all their payment transactions are done on secure platforms using 128-bit SSL encryption.
2.Do I need to pay any extra charge if I pay my Axis Bank credit card bill through any of the online payment methods?
The online services offered by Axis Bank are completely free of cost and you don't have to pay anything extra.
3.Will I get any notification after my Axis Bank credit card payment is successfully made?
Yes, Axis Bank customers will receive an email to their registered IDs to confirm the credit card bill payment.
4.Do I have to submit any documents while opting for the Electronic Clearing Service for paying the dues on My Axis Bank credit card?
No, you do not have to submit any documentation while opting for the Electronic Clearing Service.
5.How do I register for the Auto Debit facility with Axis Bank for the auto payment of my Axis Bank credit card bill?
To register for the auto-debit facility with Axis Bank, download the form by visiting https://www.axisbank.com/docs/default-source/default-document-library/credit-card-auto-debit-facility-request-form, fill in the details.
6.How can I know my Axis Bank Credit Card bill?
You can check your credit card bill by logging into the net banking portal or the mobile app. You can also call the customer care and ask for your credit card bill.
7.What is the unbilled amount in Axis Credit Card?
The unbilled amount on your credit card is the sum total of your transactions that you have after the statement has been generated.
8.What is an Axis Bank credit card payment due date?
This is the date by which you need to pay your Axis Bank credit card bill.
About the Author
Karishma VP
Karishma VP has over a decade of experience in content writing which includes over five years specializing in personal finance. Her career in BankBazaar has given her the opportunity to write on a wide variety of financial products ranging from credit cards and home loans to insurance policies and government schemes. She believes that an understanding of personal finance is an important step to leading an independent, empowered life. This has led to her being passionate about learning more about the BFSI sector and writing about personal finance as clearly, concisely, and accurately as possible to make it accessible to a larger audience through BankBazaar.
Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.