PNB Global Classic Credit Card

Features of the PNB Global Classic Card

• Global Customer Entitlement:Customers can use their PNB Global Classic Credit Card at any merchant outlet worldwide that accepts Visa Cards. ATMs in India as well as abroad also accept this card for cash withdrawals, if it has displayed a Visa logo.
• Free Credit Period:The cardholder can enjoy an interest free credit period of 20 days to a maximum of 50 days, if you have made a full payment towards the outstanding dues on your credit card on or before the due payment date.
• Revolving Credit Facility:The cardholder can pay a minimum amount due on his/her credit card than pay the overall outstanding dues and the remaining balance will be adjusted towards the next month's bill.
• Balance Transfer Facility:This credit card also comes with balance transfer facility wherein you can transfer any outstanding balance on your other bank's credit cards to this credit card and consolidate the payment towards the same.
• Customer Support:Customer support is available around the clock and you can get assistance for information regarding credit limit/cash limit, outstanding balance on the card, the latest transactions made on the card, confirm receipt of payment made towards outstanding, redemption of reward points, place request for ATM PIN/ monthly account statements, etc.
• Rewards Programme: Earn 1 reward points for every Rs. 100 spent on the card. Once the cardholder has accumulated 500 reward points he/she can redeem them for any exciting gift from the rewards catalogue.
• EMI Facility:Avail EMI facility available on this card to convert your high end purchases to simple and affordable EMIs that can be repaid on a monthly basis. Customers can avail this facility within 10 days of making a purchase. The EMI conversion carries a processing fee of 2% of the transaction amount (subject to a minimum of Rs. 200) and interest of 18% p.a. (1.5% per month), with prepayment charges of 3% on the outstanding amount.

Eligibility Criteria for PNB Global Classic Card

In order to be eligible for the PNB Global Classic Credit Card, you have to fulfill the following eligibility criteria:

• Educational qualification: the applicant must have passed his 10th standard exams at least, in order to qualify for a PNB Global Classic Credit Card.
• The applicant must be at least 21 years old and not more than 65 years of age, in order to be eligible for this credit card.
• The add-on cardholder must not be below 18 years of age or above 65 years of age.
• Salaried applicants must fulfill an income criteria of minimum Rs.1,00,000/- annually.
• Applicants who are into business or are self-employed/ professionals they must also fulfill an income criteria of at least Rs.1,00,000/- annually.
• He/she must either be a Resident of India or must reside within the city limits of the Bank's branches.

Documentation for PNB Global Classic Card

The documentation that has to be submitted by the applicant at the time of application is as follows:

• Address Proof: The applicant must provide proof of residence at the time of application. It can be any of the following documents - Electricity Bill, Telephone Bill, Bank Account Statement, Letter from the employer, Letter from a bank-approved recognized public authority, etc.
• Identity Proof: The applicant also has to submit valid identity proof at the time of applying for this credit card. It can be any of the following documents - Voter's Identity Card, Passport, PAN Card, Identity Card, Driving Licence, Letter from a bank-approved recognized public authority or public servant verifying the applicant's identity and residence.
• PAN Card copy which is self-attested; or Form 60 / 61.
• Proof of Income can be submitted in the form of Salary Certificate, IT Returns, copy of Form 16, or Salary Certificate.

Fees and Charges for PNB Global Classic Card

Note: Interest rates updated on 7 September 2026. 

Summary

The PNB Global Classic Credit Card is a lifetime-free, all-purpose Visa card that offers reward points, fuel and railway surcharge waivers, an add-on card facility and EMI conversion on purchases. It suits Indian residents aged 21 to 65 with the required minimum annual income, and applicants can apply with standard KYC, identity and income documents. Check the fees table above for the latest charges before you apply for the PNB Global Classic Credit Card.

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