SBI SimplyCLICK Credit Card

• You get 1% fuel surcharge waived which can help you save money.
• When you have spent a total of Rs.1 lakh or Rs.2 lakh online in one year, you can redeem Rs.2,000 worth of e-vouchers.
  
• In terms of e-shopping rewards, you'll be able to earn 10X for online spending. You'll earn 5X on other online merchants and 1X per Rs.100 spent on anything else.
• Milestones can also earn you additional rewards.
• After spending Rs.1 lakh of total purchases in a year, you can get an e-voucher for Cleartrip or Yatra at checkout.
• If you spend at least Rs.1 lakh, you can get the annual fee waived for the following year.
• The annual fee is Rs.499 plus tax. The renewal fee is also Rs.499 plus tax per year and can be waived if you spend Rs.1 lakh annually.

• The 5X reward points earned on other online spends are capped at 1,000 reward points every month; spends beyond exclusive-partner and other-online categories earn 1 reward point per Rs.100. 

• The milestone e-vouchers for Cleartrip or Yatra are valid for 4 months from the date of issuance, so redeem them within this window. 

Features of SimplyCLICK SBI Card

SimplyCLICK SBI credit card offers various privileges including rewards, milestone benefits and many more. The features and benefits of this card are mentioned in the table below:

• Contactless Advantage: Payments can be conducted safely through card readers, utilizing tap or wave technologies. Therefore, cards do not physically need to leave your possession. This method allows for transactions to occur much quicker, easier, and in a safer environment.
• Global Acceptance: You can use the card at millions of merchant locations across the globe, including an extensive domestic network within India, and wherever Visa or MasterCard is accepted by the retailer.
• Worldwide Access: Access cash anywhere you travel throughout the world through millions of Visa or MasterCard ATM locations.
• Flexipay EMI: You have an opportunity to convert any purchase transaction of ₹2,500 or more into easy monthly instalments within a predetermined period following the purchase date.
• Balance Transfer on EMI: Transfer an existing balance from an alternate credit card onto this credit card and pay the transferred amount back via monthly instalments at reduced interest rates.
• Utility Payment Facility: You can pay for numerous utilities through the card (i.e. electricity, mobile phone, telephone, etc.).
• Add-on Cards: You can obtain add-on cards for family members (i.e., parents, wife / husband, children and/or siblings aged 18 years and older).

Rewards of SimplyCLICK SBI Card 

The different rewards of using SimplyCLICK SBI Card are: 

Fees and Charges of SimplyCLICK SBI Card

The fees and charges applicable for SimplyCLICK SBI credit cards are given in the table below: 

Eligibility Criteria to Apply for SimplyCLICK SBI Card

The following are the eligibility criteria for SimplyCLICK SBI Card:

Documents Required to Apply for SimplyCLICK SBI Card

Given below is the list of documents you need to submit:

How to Apply for SimplyCLICK SBI Card Online?

There are four ways to apply for the SimplyCLICK SBI Card, depending on your convenience:

Apply Online (Website): This is the fastest and most convenient way to apply, allowing you to complete the entire process digitally from anywhere.

• Step 1: Visit sbicard.com and navigate to the SimplyCLICK SBI Card page.
• Step 2: Click on 'Apply Now' and enter your personal, contact, and employment details accurately.
• Step 3: Upload the required documents such as identity, address, and income proof.
• Step 4: Review your application, submit it, and complete verification through OTP or KYC as required.

Apply via Chatbot (ILA): This method provides a guided, interactive experience where the chatbot assists you through each step.

• Step 1: Visit sbicard.com and open the ILA chatbot window.
• Step 2: Choose the option to apply for a credit card from the chatbot menu.
• Step 3: Provide your details step by step as prompted by the chatbot.
• Step 4: Upload necessary documents if requested and complete the verification process.

Apply via Helpline: This option is useful if you prefer assistance while applying or have queries during the process.

• Step 1: Call 39 02 02 02 by adding your city STD code.
• Step 2: Inform the representative that you want to apply for the SimplyCLICK SBI Card.
• Step 3: Share your basic personal and financial details as requested.
• Step 4: Follow the instructions provided for document submission and complete the verification process.

Apply at SBI Branch: This method is ideal for those who prefer face-to-face assistance and guidance.

• Step 1: Visit the nearest SBI branch at your convenience.
• Step 2: Request the SimplyCLICK SBI Card application form from the bank staff.
• Step 3: Fill in the form with accurate personal, contact, and financial details.
• Step 4: Submit the completed form along with required documents and complete verification with the bank representative.

Summary

The SBI SimplyCLICK Credit Card is an entry-level, online-shopping-focused credit card that rewards spends with select e-commerce partners through accelerated points and periodic e-vouchers. It suits frequent online shoppers who want a fuel surcharge waiver, the Flexipay EMI facility, and a fee that can be waived on sufficient annual spends. You can apply for the SBI SimplyCLICK Credit Card online, via SBI Card's chatbot, through the helpline, or at your nearest SBI branch. 

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