A PNB Forex Card is a prepaid travel currency card from Punjab National Bank for spending abroad without carrying cash. PNB offers this as the Multi-Currency World Travel Card (MCWTC), loadable in 12 currencies including USD, GBP, EUR and AED. Use it for ATM withdrawals, shopping and online payments overseas, and reload it before every trip.
The PNB Multi-Currency World Travel Card is available in 12 currencies:
The card is pre-embossed with an expiry date and if the validity of your card expires, you have to apply for a new card.
The card also carries insurance cover of up to Rs.3,50,000 for financial loss arising from disputed transactions, card loss or misuse, obtained by PNB from The New India Assurance Co. Ltd.
Bankwise Forex Cards
In case of loss or theft of your credit card, you can call these numbers and reach out to the bank's customer care department and block your credit card:
For a query or dispute on a Multi-Currency World Travel Card transaction at a POS terminal, e-commerce site or ATM, you can also email PNB at ish_vostro@pnb.bank.in or bo4553@pnb.bank.in.
Particulars | Charge |
Issuance/recharge | Rs.100 plus taxes |
Replacement of credit card | Rs.100 plus taxes |
ATM withdrawal fee | AED 7.50, AUD 2.50, CAD 2.50, CHF 1.50, EUR 1.50, GBP 1.50, HKD 15.50, JPY 210.00, NZD 2.50, SEK 16.50, SGD 2.50, USD 2.00 (per withdrawal, plus GST and applicable taxes) |
ATM balance enquiry | AED 1.75, AUD 0.50, CAD 0.50, CHF 0.25, EUR 0.25, GBP 0.25, HKD 3.75, JPY 52.00, NZD 0.50, SEK 4.00, SGD 0.50, USD 0.50 (per enquiry, plus GST and applicable taxes) |
Refund/surrender of balance to branch | Rs.100 plus taxes |
Mark up | 2% of transaction plus taxes |
If PNB couriers a replacement Multi-Currency World Travel Card outside India, the replacement fee is USD 20 instead of the India rate.
The PNB Forex Card is Punjab National Bank's prepaid travel currency card, issued as the Multi-Currency World Travel Card (MCWTC) across 12 currencies for Indian nationals travelling abroad. It combines PAN-based eligibility, straightforward documentation, and clear ATM, replacement and cross-currency markup charges, so travellers know costs upfront. Apply at a PNB branch before your trip to load foreign currency and spend without carrying cash.

The PNB Forex Card is Punjab National Bank's prepaid travel currency card, issued as the Multi-Currency World Travel Card (MCWTC), that lets you load foreign currency and spend abroad without carrying cash.
The PNB Multi-Currency World Travel Card can be loaded in 12 currencies, including USD, GBP, EUR and AED, so you can carry the currency you need for your destination. The full currency list is given in the section above.
Any Indian national who holds a valid PAN card and is travelling abroad, other than to Nepal or Bhutan, is eligible for the PNB Multi-Currency World Travel Card.
You need a copy of your PAN card, a filled application form, a copy of your visa, a valid passport copy, a declaration form cum A2, and a recent photograph if you are a walk-in customer.
The PNB Multi-Currency World Travel Card is an over-the-counter product, so you can apply and collect it at a PNB branch, even on the day of your journey, by submitting the required documents.
PNB charges fees for issuance or reload, card replacement, ATM withdrawals, balance enquiries and a cross-currency markup on the Multi-Currency World Travel Card, and the exact amounts are listed in the fees and charges table above.
No, the PNB Multi-Currency World Travel Card cannot be used for purchases in India, Nepal or Bhutan, though you can still use it at PNB ATMs in India to check your balance, get a statement or change your PIN.
Yes, you can change the PIN of your PNB Forex Card at any PNB ATM in India.
You should immediately call PNB customer care using the numbers listed above to block the card, after which you can apply for a replacement PNB Forex Card as described in the fees and charges section.
Yes, the PNB Multi-Currency World Travel Card carries a pre-embossed expiry date, and once it lapses you need to apply for a new card since the validity cannot be extended.

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