Punjab National Bank Forex Cards

A PNB Forex Card is a prepaid travel currency card from Punjab National Bank for spending abroad without carrying cash. PNB offers this as the Multi-Currency World Travel Card (MCWTC), loadable in 12 currencies including USD, GBP, EUR and AED. Use it for ATM withdrawals, shopping and online payments overseas, and reload it before every trip.

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PNB Multi-Currency World Travel Card (MCWTC)

Currency of Issue and Validity of Card

The PNB Multi-Currency World Travel Card is available in 12 currencies:

  • AED 
  • AUD 
  • CAD 
  • CHF 
  • EUR 
  • GBP 
  • HKD 
  • JPY 
  • NZD 
  • SEK 
  • SGD 
  • USD 

The card is pre-embossed with an expiry date and if the validity of your card expires, you have to apply for a new card.

The card also carries insurance cover of up to Rs.3,50,000 for financial loss arising from disputed transactions, card loss or misuse, obtained by PNB from The New India Assurance Co. Ltd. 

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Bankwise Forex Cards

Eligibility for PNB Multi-Currency World Travel Card (MCWTC)

  • You have to be an Indian national
  • You have to be a PAN card holder
  • You should have the need/desire to travel abroad (except for Nepal and Bhutan)

Documents Required to Apply for PNB Multi-Currency World Travel Card (MCWTC)

  • Copy of PAN Card
  • Application form
  • Copy of VISA
  • Copy of valid passport
  • Declaration form cum A2
  • Latest photograph of the customer (For Walk-in-Customer)

Punjab National Bank Forex Cards Customer Care

In case of loss or theft of your credit card, you can call these numbers and reach out to the bank's customer care department and block your credit card:

  • 18001802222 (in India)
  • +91-120-2490000

For a query or dispute on a Multi-Currency World Travel Card transaction at a POS terminal, e-commerce site or ATM, you can also email PNB at ish_vostro@pnb.bank.in or bo4553@pnb.bank.in. 

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Fees and Charges for PNB Multi-Currency World Travel Card (MCWTC)

Particulars

Charge

Issuance/recharge

Rs.100 plus taxes

Replacement of credit card

Rs.100 plus taxes

ATM withdrawal fee

AED 7.50, AUD 2.50, CAD 2.50, CHF 1.50, EUR 1.50, GBP 1.50, HKD 15.50, JPY 210.00, NZD 2.50, SEK 16.50, SGD 2.50, USD 2.00 (per withdrawal, plus GST and applicable taxes)

ATM balance enquiry

AED 1.75, AUD 0.50, CAD 0.50, CHF 0.25, EUR 0.25, GBP 0.25, HKD 3.75, JPY 52.00, NZD 0.50, SEK 4.00, SGD 0.50, USD 0.50 (per enquiry, plus GST and applicable taxes)

Refund/surrender of balance to branch

Rs.100 plus taxes

Mark up

2% of transaction plus taxes

If PNB couriers a replacement Multi-Currency World Travel Card outside India, the replacement fee is USD 20 instead of the India rate. 

Summary

The PNB Forex Card is Punjab National Bank's prepaid travel currency card, issued as the Multi-Currency World Travel Card (MCWTC) across 12 currencies for Indian nationals travelling abroad. It combines PAN-based eligibility, straightforward documentation, and clear ATM, replacement and cross-currency markup charges, so travellers know costs upfront. Apply at a PNB branch before your trip to load foreign currency and spend without carrying cash.

FAQs on Punjab National Bank Forex Cards

1.What is the PNB Forex Card?

The PNB Forex Card is Punjab National Bank's prepaid travel currency card, issued as the Multi-Currency World Travel Card (MCWTC), that lets you load foreign currency and spend abroad without carrying cash.

2.How many currencies does the PNB Multi-Currency World Travel Card support?

The PNB Multi-Currency World Travel Card can be loaded in 12 currencies, including USD, GBP, EUR and AED, so you can carry the currency you need for your destination. The full currency list is given in the section above.

3.Who is eligible for the PNB Forex Card?

Any Indian national who holds a valid PAN card and is travelling abroad, other than to Nepal or Bhutan, is eligible for the PNB Multi-Currency World Travel Card.

4.What documents are required to apply for the PNB Multi-Currency World Travel Card?

You need a copy of your PAN card, a filled application form, a copy of your visa, a valid passport copy, a declaration form cum A2, and a recent photograph if you are a walk-in customer. 

5.How do I apply for the PNB Forex Card?

The PNB Multi-Currency World Travel Card is an over-the-counter product, so you can apply and collect it at a PNB branch, even on the day of your journey, by submitting the required documents.

6.What charges apply on the PNB Multi-Currency World Travel Card?

PNB charges fees for issuance or reload, card replacement, ATM withdrawals, balance enquiries and a cross-currency markup on the Multi-Currency World Travel Card, and the exact amounts are listed in the fees and charges table above. 

7.Can I use the PNB Forex Card in India?

No, the PNB Multi-Currency World Travel Card cannot be used for purchases in India, Nepal or Bhutan, though you can still use it at PNB ATMs in India to check your balance, get a statement or change your PIN.

8.Can I change the ATM PIN on my PNB Multi-Currency World Travel Card?

Yes, you can change the PIN of your PNB Forex Card at any PNB ATM in India. 

9.What should I do if my PNB Multi-Currency World Travel Card is lost or stolen abroad?

You should immediately call PNB customer care using the numbers listed above to block the card, after which you can apply for a replacement PNB Forex Card as described in the fees and charges section. 

10.Does the PNB Forex Card expire?

Yes, the PNB Multi-Currency World Travel Card carries a pre-embossed expiry date, and once it lapses you need to apply for a new card since the validity cannot be extended.

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