How to Check IndusInd Bank Credit Card Balance Online?

• Step 1: Open the INDIE App on your smartphone and log in with your user ID and password. 

• Step 2: Navigate to the ‘Credit Card Dashboard’ section. 

• Step 3: Tap on the ‘Pay Bill’ option. 

• Step 4: Choose your IndusInd Bank savings account and authorise the payment. 

How to Check Your IndusInd Bank Credit Card Balance via Customer Service

If you're not comfortable using net banking or mobile banking, IndusInd Bank also provides the option to check your credit card balance through customer service. 

Step 1: Ensure that you have your IndusInd Bank credit card details handy before calling.

Step 2: Call at 1860 267 7777 for Indian customers and +91 22 68577777 / 022 4220 7777 for international customers. 

Step 3: Follow the IVR instructions or speak directly with a customer care representative to request your current credit card balance and available credit limit.  

Step 4: The representative will verify your identity and then provide you with:  

• Current outstanding balance 

• Available credit limit 

• Last payment details 

• Statement summary if requested 

How to Check Your IndusInd Bank Credit Card Balance Through Monthly Statements

If you prefer a regular and detailed summary of your credit card usage, IndusInd Bank provides monthly statements that keep you informed.

Step 1: Ensure your email ID and mobile number are registered with your IndusInd Bank credit card account. 

Step 2: Each month, you will receive a credit card statement via email and SMS. This includes details such as your current outstanding balance, total due amount, minimum due amount, due date, and transaction history. 

Step 3: Review the statement carefully to monitor your spending, track any unauthorised transactions, and plan your payments accordingly. 

Step 4: Save or download the statement for your records. You can also access previous statements via IndusInd Bank’s net banking or mobile banking services.

How to Check Your IndusInd Bank Credit Card Balance via SMS Alerts

If you prefer instant updates without logging into an app or website, IndusInd Bank offers real-time SMS alerts to help you stay on top of your credit card transactions. 

Step 1: Make sure your mobile number is registered with your IndusInd Bank credit card account. This ensures you receive alerts for all transactions. 

Step 2: Each time you use your IndusInd Bank credit card, you will receive an SMS confirming the transaction. This message includes: 

• Transaction amount 

• Merchant details 

• Available credit limit 

Step 3: These SMS alerts allow you to instantly verify whether the transaction was successful 

How to Check IndusInd Bank Credit Card Balance Using IndusAlerts SMS Service

If you prefer checking your credit card balance through SMS, IndusInd Bank’s IndusAlerts service offers a quick and effective method. 

Step 1: Ensure your IndusInd Bank credit card is active, and your mobile number is registered with the bank. 

Step 2: Open the SMS app on your mobile phone and type the following message: 

BALE (space) XXXX to get available credit limit 

Replace XXXX with the last 4 digits of your active primary credit card number. 

Step 3: Send the SMS to 5676757. 

Step 4: You will receive a reply via SMS from the bank showing your available credit limit (i.e., the remaining balance you can spend on your card). 

How to Check Your IndusInd Bank Credit Card Balance at an ATM 

If you prefer an offline method or need to check your credit card balance while you're out, you can do so at any IndusInd Bank ATM. 

Step 1: Visit your nearest IndusInd Bank ATM. 

Step 2: Insert your IndusInd Bank credit card into the ATM machine. 

Step 3: Enter your credit card PIN when prompted. 

Step 4: Select the option for ‘Credit Card Balance Enquiry’ from the on-screen menu. 

Step 5: Your current outstanding balance and available credit limit will be displayed on the screen. You can also choose to get a printed receipt for your reference. 

How to Check Your IndusInd Bank Credit Card Balance via Net Banking 

If you prefer managing your credit card online, IndusInd Bank’s net banking facility offers a convenient and secure way to check your outstanding balance. 

Step 1: Ensure your IndusInd Bank credit card is registered for net banking. If you are an existing account holder, your card may already be linked. Otherwise, you will need to add it manually.

Step 2: Log in to the IndusInd Bank net banking portal using your customer ID and password. 

Step 3: Click on the ‘Credit Cards’ section in the menu. You will find multiple options including: 

• Credit card outstanding balance 

• Available credit limit 

• Detailed statement 

• Bill payment options 

• These features allow you to track your spending, view your utilised credit, check the balance remaining, and stay aware of payment due dates. 

Step 4: You can also access the same services on your mobile device using the bank’s mobile-optimised website. Simply log in with your usual net banking credentials and navigate to the credit card section. 

How to Check Your IndusInd Bank Credit Card Balance by Visiting a Branch

If you prefer in-person assistance, especially as a first-time user, visiting an IndusInd Bank branch is a reliable way to check your credit card balance and get guidance. 

Step 1: Locate and visit your nearest IndusInd Bank branch during business hours. 

Step 2: Carry a valid ID and your IndusInd Bank credit card with you. 

Step 3: Meet with a bank representative and request assistance to check your credit card outstanding balance and available credit limit. 

Step 4: The representative can also guide you on how to check your credit card balance online, through mobile banking, or using other digital services for future convenience. 

Credit cards make payments easy for all expenses online and offline while offering various benefits

Find a Card >>