Stamp Duty and Property Registration Charges in Bangalore

Stamp duty and registration charges in Bangalore are government fees you pay to legally register a property sale: stamp duty ranges from 2% to 5% of the market value, and the registration fee is a flat 2%, revised in August 2025. 

Other Charges payable 

Stamp Duty Rates and Registration Charges in Bangalore  

In Bangalore, the stamp duty rates for properties vary based on their market value, with properties priced between Rs 21 lakh and Rs 45 lakh being charged 3%, and properties below Rs 20 lakh being charged 2%. Generally, the stamp duty rates in Bangalore range between 2% and 5% of the property's market value, while registration charges are a flat 2% of the property's market value. 

Stamp Duty Rates 

The stamp duty and registration charges in Bangalore are uniform for both genders. However, the stamp duty rates differ based on the value of the property: 

• 5% for properties valued above Rs 45 lakh 

• 3% for properties valued between Rs 21 lakh and Rs 45 lakh 

• 2% for properties valued below Rs 20 lakh 

For property transfers through a gift deed: 

• From a family member of the donor: Rs 1,000 + Surcharge + Additional duty 

• From someone who is not a family member of the donor: 5% + Surcharge + Additional duty 

Stamp Duty and Registration Charges for Commercial Properties 

For commercial properties in Bangalore, including office spaces, educational institutions, and hospitals, the following rates apply: 

Stamp Duty and Registration Charges for Industrial Properties 

For industrial properties such as warehouses, manufacturing units, and factories in Bangalore, Karnataka, the rates are as follows: 

How to calculate Stamp Duty charges in Bangalore?

Follow the steps mentioned below to calculate stamp duty charges in Bangalore:

Step 1: Visitthe Kaveri Online Services portal

Step 2: Choose the nature of document from the drop-down menu

Step 3: Click on ‘Proceed’.

Step 4: Choose the required details.

Step 5: Click on ‘Calculate’.

How to Pay Stamp Duty and Registration Charges in Bangalore

The following methods can be used to pay stamp duty and registration charges in Bangalore at the sub-registrar office:

• You may purchase stamps from the Treasury or authorised dealers.
• You can print a document on a plain paper and pay the stamp duty through a challan or scheduled band/demand draft/pay order issued by nationalised bank. However, make sure you make the payment within two months of the document's execution date and get certification from the sub-registrar or jurisdictional district.
• You can make the stamp duty payment to the government via a challan or scheduled band/demand draft/pay order issued by nationalised bank.

Stamp duty slashed to 3% by Karnataka Government

Karnataka state government has already reduced stamp duty to 3% for homes valued between Rs.20 lakh and Rs.45 lakh. The reduction in stamp duty will be applicable only to houses that fall in the affordable housing segment. This is a segment that comprises 48% of the unsold inventory in the country so a reduction in stamp duty charges may boost sales of such units.

How are Stamp Duty and Property Registration Charges Calculated in Bangalore?

Mr. Raghav would now like to purchase a property of 1000 square feet at Rs.5,000 per square feet.

Therefore, the guidance value of the property will be Rs.5,000 times of 1000 = Rs.50,00,000.

Stamp Duty Charges will be 5% of saleable value (Rs.50,00,000) = Rs.2,50,000 (plus surcharge of 2% = Rs.5,000; total effective stamp duty at 5.6% = Rs.2,80,000).

Registration Charges will be 2% of saleable value (Rs.50,00,000) = Rs.1,00,000.

The total Stamp Duty and Registration charges will be Rs.2,80,000 + Rs.1,00,000 = Rs.3,80,000.

Therefore, Mr. Raghav has to pay a total of Rs.50,00,000 + Rs.3,80,000 = Rs.53,80,000 to obtain the property.

Laws Governing Stamp Duty and Registration Charges in Karnataka 

In Karnataka, land is a State subject according to the Indian Constitution, allowing the State to create laws and impose taxes on immovable properties within its jurisdiction. The State’s revenue department is responsible for establishing rules and levying charges related to land registration. City administrations act on behalf of the State in different districts. The Inspector General of Stamps and Revenue (IGSR) is the authority that collects registration charges and stamp duty for the State. 

For example, when purchasing land in Bangalore, you must submit your land registration application to IGRS Karnataka and pay the stamp duty and registration fee at the sub-registrar’s office in the relevant area. 

Benefit from taxes when paying Bangalore's stamp duty and registration fees 

Purchasing a home is a significant financial commitment, but homebuyers in Bangalore can take advantage of tax exemptions under Section 80C of the Income Tax Act, 1961. These exemptions apply to the amounts paid for stamp duty and registration charges. However, there are certain conditions to be aware of when claiming these benefits: 

1. The property must be legally registered in the applicant's name to be eligible for tax benefits. 

1. The construction of the property must be completed. 

1. For jointly owned properties, co-owners can claim tax benefits in their Income Tax Returns (ITRs) according to their ownership share. 

1. Tax benefits do not apply to commercial properties, resale properties, or residential plots. 

1. Only actual expenses incurred for stamp duty and registration charges are eligible for tax benefits in Bangalore. 

What are the Factors that Determine Stamp Duty Charges?

The property’s age: Since stamp duty is calculated on the total value of the house or property, the age of a particular property plays an important role in determining stamp duty charges. This is so because older properties tend to be less expensive than newer properties.

Age of the property holder: Senior citizens usually pay a lower stamp duty charge in most states. This is why the age of a property holder plays an important role in determining stamp duty charges.

Gender of the Owner: In India, women usually pay a subsidised stamp duty fee when compared to men. Men end up paying roughly 2% more than a woman.

Purpose of the property: Commercial properties usually draws a higher stamp duty fee in comparison residential properties. This is so because commercial buildings would usually require a lot more amenities when compared to a residential building.

Location of the property: The location of the property also determines the stamp duty fee payable by an individual. A property located in an urban area draws in a higher stamp duty than if the property were to be located in a rural or sub-urban area.

Amenities: The number of amenities that a property has also dictates the stamp duty fee. A building with more amenities requires a higher stamp duty fee while a building with lesser amenities will have a lower stamp duty fee. Amenities like library, swimming pool, gym, sports area, lifts, gym, etc., will require an individual to pay a higher stamp duty fee.

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